Welcome to Bickmore-Hutt Realty
It was 1993 when we opened our doors for business. We knew we would never be the biggest because of the way we’d chosen to run our business. But we knew we could be the best, for the same reason… because of the way we’d chosen to run our business. In many ways the world has changed. The Sydney property market certainly has and it will keep evolving. We take it in our stride, because our senior negotiators have many decades of experience between them. They have lived through highs and lows and they know how to help clients prosper no matter what mood the market is in. When you talk to our people you will realise the priceless advantage of experience. From the first meeting you’ll know you are in the hands of the people who have actually seen it all before. Professionals who can chart the best course through the pitfalls and marshes of market cycles. Our people know the Sydney market overall but we know the Eastern Suburbs best. We’ve grown up here. It’s where we do business every day. Welcome to Bickmore-Hutt Realty!Bickmore-Hutt Latest
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Coogee
1/162-164 Oberon Street
810000
1 1 1
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Bondi Beach
5/9 Edward Street
Auction Date:
Tue, 1st Aug, 6:00pm2 1 1
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Bellevue Hill
2/50 Bellevue Road
SOLD
2 1 1
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Randwick
3/45 Bishops Avenue
SOLD
2 1 1
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Maroubra
5/50 Portland Crescent
SOLD
2 1 1
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Maroubra
Coming Soon
0 0 0
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Randwick
Coming Soon
0 0 0
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Summer Hill
7/62 Grosvenor Crescent
$859,000
2 1 2
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Clovelly
18/10 Melrose Parade
Tuesday 25 July
5:30pm - 6:00pm
$785 pw
2 1 1
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Bondi Beach
5/9 Edward Street
Thursday 27 July
12:00pm - 12:45pm
2 1 1
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Bondi Beach
5/9 Edward Street
Saturday 29 July
12:00pm - 12:45pm
2 1 1
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Kensington
107/91 Brompton Road
$1300 pw
3 2 2
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Clovelly
18/10 Melrose Parade
Next Inspection: Tue, 25th Jul, 5:30pm - 12:00am
$785 pw
2 1 1
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Surry Hills
8/426 Cleveland Street
LEASED BY JULIAN TEBAY 0412 326 327
1 1 0
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Malabar
54 Raglan Street
Next Inspection: Sat, 22nd Jul, 9:15am - 12:00am
$1100 pw
2 1 0
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Randwick
10/83 Carrington Road
$900pw
2 1 0
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Kensington
15/1 Bornia Street
Next Inspection: Sat, 22nd Jul, 11:15am - 12:00am
$700pw
2 2 2
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Rushcutters Bay
501/1a Clement Place
Next Inspection: Sat, 22nd Jul, 12:45pm - 12:00am
$1450pw
3 2 2
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Clovelly
3/45 Bishops Avenue
LEASED BY JULIAN TEBAY 0412 326 327
2 1 1
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sold
Bellevue Hill
2/50 Bellevue Road
SOLD
2 1 1
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sold
Maroubra
5/50 Portland Crescent
SOLD
2 1 1
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sold
Randwick
3/45 Bishops Avenue
SOLD
2 1 1
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sold
Bronte
5/4 Cross Street
SOLD
2 1 0
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sold
Kingsford
26 Lancaster Crescent
SOLD
3 2 2
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sold
Coogee
4/174 Arden Street
SOLD
2 1 0
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sold
Coogee
1/5 Moore Street
SOLD
1 1 0
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sold
Kingsford
76 Sturt Street
SOLD
3 2 1
Whats Happening
=> Top ten tips for first home buyers 🏡
It is a long journey from saving up the first deposit to actually owning your own home, but it is certainly a rewarding one! Your first property is an important financial and emotional investment into your future, so you want to make the most of every opportunity to make your dream home a reality.
1. Start budgeting like a home owner
The journey starts with saving for your deposit. This takes a great deal of discipline, especially in the beginning when the dream of owning a home seems so far away. Once you own your home, you won’t have so much disposable income, so start limiting your disposable income now, and put this money aside to build your deposit. And when you establish a realistic and practical budget, you will have a better idea of what you can afford once you take on a mortgage.
2. Save the biggest deposit possible
The larger your deposit, the more equity you will have in your property right from the beginning. This also means you are paying less interest. Place your growing savings into a fixed term deposit or a high interest savings account so you can grow your deposit through accumulated interest.
A larger deposit will also have the bonus of making lenders look more favourably on your loan application. When they see that you are disciplined and committed to owning a home, they will know you are a good risk.
3. Minimize your debt
Accumulating debt through credit cards can undermine all your efforts to save up for a deposit. When you are ready to apply for a home loan, the lender will be examining your credit history, so if you do have ongoing debt, stay on schedule with payments so your credit rating is not adversely affected. Cut down on the credit card use, and pay off your car and any personal loans so you can concentrate on saving for your first deposit.
4. Remember to calculate the costs of purchase
Once you feel you have saved a sufficient deposit to buy the property you want, don’t forget to double check your figures to make sure you can also afford all the related purchasing costs. Many first home buyers disregard or under-estimate expenses such as inspection reports, stamp duty, Lenders Mortgage Insurance (LMI) and legal costs. When you fail to account for these expenses, you run the risk of reducing your deposit when you are ready to buy.
5. Stay within your means
House hunting can be an extremely emotive business and it is easy to get carried away about a dream property and forget that you can’t actually afford it. You need to maintain strict self-discipline so you don’t become tempted to purchase a property that is priced beyond your means.
6. Apply for the First Home Owners Grant early
The First Home Owners Grant is a government initiative designed to assist Australians in purchasing their first home. This grant can save you thousands in fees and duties. The conditions and benefits vary from state to state so visit the First Home Owner Grant website to learn how this can help you.
7. Research incentives and concessions
Each Australian state and territory also offer their own incentives and grants to first home buyers, including stamp duty concessions. So it pays to do your research on what financial assistance you are eligible to receive where you live.
8. Choose a property that suits your needs
Stay objective when you are looking at houses, and write up a list covering all the essential requirements of your ideal property. The list will generally centre on property size, location and price, although you may have other key requirements that need to be included on the list. You can also include a list of “wants” but these should be negotiable.
9. Don’t forget the property inspection
Once you have found your dream property, don’t assume that everything is as perfect as it seems on the surface. Arrange for an independent property inspection, so you know exactly what you are buying. Potential problems could include faulty plumbing, structural faults or electrical faults. After the inspection, you might find grounds to renegotiate the asking price, or you may decide the property needs too much maintenance to be suitable.
10. Get independent legal advice
Seek legal advice before you sign the contract, so your lawyer or conveyancer can check that there are no issues such as covenants or easements hanging over the property.
Contact us today if you need help or advice before purchasing your first home.
11kms in the Sutherland to Surf! What a great run for a great cause. #sutherlandtosurf #s2s #funrun #sun #surf
